1) Work with a top rated mortgage originator. A top mortgage originator will know the loan programs best suited for you and take the time to walk through your options so that you 100% know what you are getting into.
This is the biggest purchase you may ever make so make sure you have an expert on your side. Remember, it does not cost more money to work with the best!
2) Have your basic financial documents ready to go and be prepared to give your lender everything they need within 24 hours. Moving fast upfront saves headaches down the line
3) Be 100% honest. Trying to hide something from your lender hoping they will not find out never works. If you tell your lender everything upfront they can work to find a loan program suitable for your situation. There are so many behind the scenes verification’s we have to do that we end up finding out everything. Make it easy on yourself and tell us upfront.
Jennifer Beeston is ranked in the Top 1% of mortgage originators in the country and is pioneering the zero stress mortgage movement.